Two farmers shaking hands in a Kansas field at sunset

Serving rural Kansas since 1934

Low-interest farm loans for Kansas families

The Kansas Homestead Rehabilitation Corporation helps farmers who can't get conventional credit keep their operations growing — a New Deal legacy that still works the way it was meant to.

About us

A New Deal promise, kept

The Kansas Homestead Rehabilitation Corporation (KHRC) was founded after the Great Depression as part of President Franklin D. Roosevelt's "New Deal" to revitalize the rural economy and support displaced farming families. When the Federal Emergency Relief Act of 1933 was passed, it laid the groundwork for coordinated efforts between state and federal governments to offer relief without creating extensive federal bureaucracies.

By 1934, specialized rural rehabilitation corporations such as KHRC were established to administer loans, purchase and manage farmland, and support cooperative community initiatives. KHRC played a significant role in facilitating land ownership, ensuring disadvantaged Kansas farmers could regain their footing with access to affordable land and loans.

Today, KHRC continues that commitment: low-interest loans tailored to the needs of farmers across Kansas, sustaining the legacy of family farming and keeping the rural economy resilient for the next generation.

Our loans

Built for working farms

Operating Loans
Annual operating loans help farmers manage day-to-day expenses, purchase inputs, and cover seasonal needs — flexible credit matched to the cash-flow rhythm of a real growing season, secured by the crop itself.
Real Estate Loans
Real estate loans are tailored for farmers looking to purchase or refinance farmland and agricultural property, with competitive rates and terms that help families secure the land their operation depends on.

KHRC lends to farmers who have been declined by a conventional bank — if that's you, get in touch.

Our board

Guided by people who farm and finance

Donald Jacka Jr

Chairman

Donald Jacka Jr leads the board with vision and dedication, fostering collaboration and ensuring strategic alignment.
Larry Karns

President

Larry Karns provides strategic leadership and operational oversight, maintaining the organization’s commitment to its core values and community impact.
Kenneth Wilke

Vice-President / Secretary

Kenneth Wilke contributes extensive knowledge in corporate governance and serves as the key liaison for board communications.
Jerry Driscoll

Treasurer

Jerry Driscoll oversees financial management and accountability, ensuring the organization's resources are used effectively and responsibly.
Wes Shepherd

Board Member

Wes Shepherd brings years of experience in the agricultural and financial sectors to KHRC, ensuring our mission stays strong and forward-focused.
Thayne Larson

Board Member

Thayne Larson supports the board with his background in agricultural development, offering innovative solutions for community growth.

Contact

Talk to us about a loan

Whether you're exploring an operating loan for the coming crop year or have a question about an existing loan, email us and we'll follow up promptly.